Intebe nziza yamashanyarazi igura angahe?

Hariho ibintu byinshi ugomba gusuzuma mugihe uguze aintebe nziza yimuga. Kugenda ni ngombwa kuri buri wese, kandi kubantu bafite umuvuduko muke, kugira igare ryibimuga bikwiye birashobora guhindura byinshi mubuzima bwabo bwa buri munsi. Ariko ni bangahe intebe nziza y’ibimuga ifite amashanyarazi, kandi ni ibihe bintu ukwiye kuzirikana mugihe uguze imwe?

Igiciro cyintebe yintebe yingufu zirashobora gutandukana cyane bitewe nibiranga, ikirango, nubwiza bwibikoresho. Moderi yibanze itangirira kumadorari 1.500, mugihe izindi moderi zateye imbere hamwe nibindi bintu byongeweho hamwe nuburyo bwo guhitamo bishobora kugura amadolari 5,000 kugeza 10,000. Kugirango ubone intebe yimodoka ikwiye kuri wewe cyangwa uwo ukunda, ugomba gutekereza kubintu bikurikira kugirango urebe ko ubona agaciro keza kubushoramari bwawe.

Icya mbere, ni ngombwa gusuzuma ibyo umuntu akeneye n'ibisabwa byihariye. Intebe zitandukanye zintebe zintebe zagenewe gukoreshwa zitandukanye, nko gukoresha mu nzu, gukoresha hanze, cyangwa guhuza byombi. Kurugero, abantu bakeneye igare ryibimuga kubikorwa byo hanze hamwe nubutaka bubi bazakenera icyitegererezo gifite amapine akomeye no guhagarikwa, bishobora gutegeka igiciro kiri hejuru. Ku rundi ruhande, abantu bakeneye cyane cyane gukoresha intebe y’ibimuga mu ngo ntibashobora gukenera urwego rumwe rwo kuramba kandi barashobora guhitamo icyitegererezo gihenze.

Icya kabiri, ihumure nuburyo bworoshye bwo gukoresha intebe yimuga yamashanyarazi bigomba kwitabwaho. Ibiranga nk'intebe zishobora guhindurwa, ubushobozi bwo kugorora umwanya, hamwe na sisitemu yo kugenzura igezweho byose birashobora kongera ku giciro rusange cy'intebe y'abamugaye. Mugihe ibi biranga bishobora kuza kubiciro biri hejuru, birashobora kuzamura cyane ihumure ryumukoresha nubuzima bwiza, bigatuma bashora imari mugihe kirekire.

Byongeye kandi, ikirango nubuziranenge bwibimuga byamashanyarazi nabyo bigomba kwitabwaho. Mugihe bishobora kuba byoroshye guhitamo ibicuruzwa bihendutse, bitamenyekanye cyane, ni ngombwa gushyira imbere ubwiza no kwizerwa. Gushora imari mu kirangantego kizwi kandi cyerekana amateka y’ibimuga bimara igihe kirekire kandi byateguwe neza birashobora gufasha kwirinda ibibazo bishobora kubaho kandi bikaramba kuramba.

Usibye ikiguzi cyo hejuru cyintebe y’ibimuga, ni ngombwa gusuzuma amafaranga ashobora gukoreshwa igihe kirekire, nko kubungabunga, gusana, hamwe nibindi bikoresho. Intebe zimwe zamugaye zishobora gusaba kubungabungwa no kubungabunga buri gihe, bishobora kongera igiciro cya nyirubwite. Byongeye kandi, ibikoresho nkibikoresho byihariye byo kwicaraho, imitwe, hamwe nuburyo bwo kubika birashobora kandi kwiyongera kubiciro rusange, ariko birashobora kuba nkenerwa kubakoresha neza kandi byoroshye.

Hanyuma, ni ngombwa gushakisha uburyo bwo gutera inkunga hamwe na gahunda zifasha zishobora kugabanya igiciro cyibimuga bifite ubumuga bwiza. Gahunda nyinshi zubwishingizi, Medicare, na Medicaid zirashobora kwishyura igice cyikiguzi cyibimuga cy’ibimuga ku bantu bujuje ibisabwa, kandi hariho imiryango nterankunga n’impano zishobora gutanga ubufasha bwamafaranga.

Muncamake, ikiguzi cyibimuga bifite ubuziranenge gishobora gutandukana bitewe nibintu bitandukanye, harimo ibyo umuntu akeneye byihariye, ihumure no kuboneka, ikirango nubwiza, ibiciro byigihe kirekire, hamwe nuburyo bwo gutera inkunga. Iyo usuzumye witonze ibyo bintu hanyuma ugashaka uburinganire bukwiye hagati yikiguzi nigikorwa, urashobora kwemeza ko wowe cyangwa uwo ukunda ushobora kwishimira umudendezo nubwigenge intebe y’ibimuga ifite imbaraga. Ubwanyuma, ishoramari mu kagare keza k'ibimuga ni ishoramari mu kuzamura urujya n'uruza rw'ubuzima.

None, intebe nziza yamashanyarazi igura angahe? Igisubizo giterwa nibintu bitandukanye, kandi kubona uburinganire bukwiye hagati yikiguzi nibikorwa ni urufunguzo. Urebye neza nubushakashatsi, urashobora kubona intebe yintebe yingufu zujuje ibyo ukeneye kandi bihuye na bije yawe. Ntutindiganye gushakisha amahitamo yawe no kugisha inama inzobere mu by'ubuzima n’inzobere mu kugenda kugira ngo ubone igisubizo cyiza kuri wewe cyangwa uwo ukunda. Nyuma ya byose, agaciro kiyongereye kwimikorere nubwigenge nigiciro cyinshi. Shora neza kandi wishimire umudendezo mushya uzanwa nintebe yintebe yingufu. Kuzunguruka neza!