Nigute ushobora kubona umusaraba wubururu kugirango wishyure intebe y’ibimuga

Kubana nubumuga bizana ibibazo bitandukanye byumubiri nubukungu. Igishimishije, ibikoresho bifasha nkibimuga byabamugaye bitanga abantu kugendagenda no kwigenga. Ariko, kugendana ningorabahizi zubwishingizi, nko kwemeza Blue Cross kwishyura intebe yimuga, birashobora kuba byinshi. Muri iyi blog, tuzaganira ku ngamba zifatika zagufasha kubona ubwishingizi ukwiye.

1. Menya politiki yubwishingizi bwawe:
Intambwe yambere yo kubona ubwishingizi bwibimuga bwingufu ni ukureba neza politiki yawe yubururu. Menya ibipimo byihariye bakeneye kugirango bemeze ikirego. Menya niba intebe y’ibimuga ifatwa nkibikoresho byubuvuzi biramba (DME) cyangwa niba hakenewe izindi nyandiko (nkicyemezo cyubuvuzi bukenewe). Ubu bumenyi buzagufasha gutunganya ikirego cyawe.

2. Vugana nubuvuzi bwawe:
Abatanga ubuvuzi bafite uruhare runini mugikorwa cyo kubona ubwishingizi bwibimuga. Fata gahunda na muganga wawe cyangwa umuvuzi kugirango baganire aho ubushobozi bwawe bugarukira. Basabe gusuzuma imiterere yawe no gutanga isuzuma ryuzuye, rirambuye rishyigikira ibikenerwa byabamugaye. Iri suzuma rizaba ibimenyetso bifatika mugihe utanze ikirego.

3. Kusanya inyandiko zishyigikira:
Usibye isuzuma ryabatanga ubuvuzi, nyamuneka kusanya izindi nyandiko zose zijyanye no gukora urubanza rukomeye kuri Blue Cross. Ibi birashobora kuba bikubiyemo inyandiko zubuvuzi, ibyandikiwe, ibisubizo bya X-ray, cyangwa andi makuru yose yerekana ubuvuzi bukenewe bwibimuga. Gerageza gutanga muri rusange uko umeze kugirango ushimangire ikibazo cyawe.

4. Tegura ibaruwa isaba ubuvuzi bukenewe:
Nkuko byavuzwe mbere, Umusaraba wubururu urashobora gusaba icyemezo cyubuvuzi bukenewe. Uru rwandiko rugomba gutegurwa n’ushinzwe ubuvuzi kandi rugomba kwerekana aho ubushobozi bwawe bugarukira, impamvu z’ubuvuzi zituma ugira intebe y’ibimuga, n’ingaruka nziza ku buzima bwawe bwa buri munsi. Inyandiko igomba kuba isobanutse, yuzuye kandi yemeza kugirango wemeze isosiyete yubwishingizi ko igomba gupfuka igare ryibimuga.

5. Kurikiza inzira z'ubururu:
Buri sosiyete yubwishingizi ifite uburyo bwayo nibisabwa. Ni ngombwa gukurikiza inzira yubururu bwitondewe kugirango tumenye neza amahirwe yo kwemerwa. Witondere kuzuza impapuro zose zisabwa neza, harimo inyandiko zose zishyigikira, kandi utange ikirego cyawe mugihe cyagenwe. Wibuke kubika kopi yinyandiko zose hamwe ninzandiko zijyanye nikirego cyawe.

Kubona ubwishingizi bwibimuga byimbaraga ziva muri Blue Cross birasa nkigikorwa kitoroshye, ariko hamwe nuburyo bwiza, birashoboka. Gusobanukirwa na politiki yubwishingizi, kugisha inama abashinzwe ubuzima, gukusanya inyandiko zemeza, gutegura ibaruwa ikenera ubuvuzi, no gukurikiza inzira ya Blue Cross nintambwe zingenzi zogutsinda. Wibuke, gutsimbarara no kwiyemeza ni ngombwa muri iki gikorwa, kandi ntutindiganye gusaba ubufasha mu ishyirahamwe riharanira ubumuga niba ubikeneye. Ukwiriye ubwisanzure nubwigenge intebe y’ibimuga itanga, kandi hamwe nizi ngamba, urashobora kongera amahirwe yo kubona ubwishingizi ukwiye.