Kubaho ufite umuvuduko muke birashobora kugorana, ariko bitewe niterambere ryikoranabuhanga, intebe zamugaye zamashanyarazi zahinduye umukino kubantu bafite ubumuga. Ariko, kubona igare ryibimuga ryamashanyarazi ntabwo byoroshye nko kubigura mububiko bwaho. Muri iyi blog, tuzakuyobora mu ntambwe zuburyo bwo kwemererwa kuba intebe y’ibimuga, tukemeza ko ufite ubumenyi bukwiye kugirango inzira igende neza kandi neza.
1. Suzuma ibyo ukeneye:
Intambwe yambere yo kwemererwa intebe y’ibimuga ni ukumenya niba ukeneye imwe. Intebe zamashanyarazi zikunze gusabwa kubantu bafite ikibazo cyo kugenda cyangwa bafite imbaraga nke zo mumubiri. Kugisha inama inzobere mu by'ubuzima, nk'umuganga cyangwa umuvuzi w’umubiri, bizagufasha gusuzuma neza ibyo ukeneye no kumenya niba igare ry’ibimuga rikubereye.
2. Gukora isuzuma ryimikorere:
Umaze kwemeza ko intebe y’ibimuga ari amahitamo meza kuri wewe, intambwe ikurikira ni isuzuma ryimikorere. Iri suzuma risanzwe rikorwa numuvuzi wumwuga (OT), uzasuzuma urwego rwawe rwimikorere nibisabwa kumubiri. OT noneho izatanga ibyifuzo bishingiye kuri raporo yawe yo gusuzuma.
3. Kwandika ibikenewe mu buvuzi:
Kugira ngo wemererwe intebe y’ibimuga, ugomba kwerekana ubuvuzi bukenewe. Ibi birashobora gukorwa ufata amateka yubuvuzi bwawe, harimo isuzumabumenyi iryo ari ryo ryose rijyanye n’imipaka yawe igenda, aho ubushobozi bwawe bugarukira, n'ingaruka ku bikorwa byawe bya buri munsi. Ibyangombwa byubuvuzi bigomba gushimangira impamvu ikindi gikoresho kigendanwa, nkintebe yimuga yintoki, kidakwiriye ikibazo cyawe.
4. Igipfukisho:
Mu bihe byinshi, ubwishingizi buzagira uruhare runini mu kubona igare ry’ibimuga. Nyamuneka saba uwaguhaye ubwishingizi kugirango umenye amahitamo. Gahunda zimwe zubwishingizi zishobora gusaba uruhushya mbere cyangwa izindi nyandiko zemeza kugura igare ryibimuga.
5. Medicare na Medicaid:
Niba utwikiriwe na Medicare cyangwa Medicaid, urashobora kandi kwemererwa gukwirakwizwa nintebe y’ibimuga. Medicare Igice B gishobora kwishyura bimwe mubiciro, ariko bimwe bigomba kubahirizwa. Ibi birimo kurangiza ikizamini cyumuntu ku giti cye n’inzobere mu buvuzi, hamwe n’inyandiko zerekana ko hakenewe ubuvuzi kandi hakenewe intebe y’ibimuga.
6. Uzuza inzira:
Umaze kuzuza impapuro zikenewe hanyuma ukegeranya ibyangombwa byose byunganira, igihe kirageze cyo guhitamo intebe y’ibimuga ibereye kubyo ukeneye. Nibyingenzi gukorana nuwabitanze uzwi cyangwa utanga ibikoresho byubuvuzi biramba kuko bizagufasha kubona igare ryibimuga ryibisabwa byihariye.
mu gusoza:
Kugura intebe y’ibimuga yamashanyarazi birashobora kuzamura cyane imibereho yumuntu ufite umuvuduko muke. Ariko, inzira yo kuzuza ibisabwa irashobora kugorana. Ukurikije umurongo ngenderwaho uvugwa muriyi blog, urashobora kunyura munzira zikenewe kandi ukongerera amahirwe yo kubona neza igare ryibimuga. Wibuke kugisha inama inzobere mu buvuzi n’ubwishingizi zishobora gutanga ubuyobozi bwihariye ukurikije ibihe byihariye. Hamwe nubufasha bukwiye, urashobora kuba munzira yo kongera guhinduka no kwigenga.
Igihe cyo kohereza: Jun-16-2023