Niba wowe cyangwa uwo ukunda ufite umuvuduko muke, gushora muri anigare ry’ibimugaBirashobora gukora itandukaniro rinini.Bashobora kongera ubwigenge, guteza imbere kugenda no gufasha kugabanya ububabare.Ariko, ikibazo nyamukuru abantu bakunze guhangayikishwa ni iki: “Medicare izishyura intebe y’ibimuga?”
Igisubizo ntabwo "yego" cyangwa "oya," ariko kumenya ibyo witeze ni ngombwa.Mugihe uteganya ubwishingizi bwa Medicare kubimuga byabamugaye, uzirikane ibi bikurikira.
1. Medicare irashobora kurihira kugura intebe y’ibimuga iyo bibaye ngombwa mubuvuzi.
Ibigo bishinzwe ubuvuzi na Medicaid (CMS) bizemeza gusa kugura intebe z’ibimuga by’amashanyarazi bifatwa nk '“ibikoresho by’ubuvuzi biramba” (DME).Ibipimo kugirango yemererwe nka DME ni uko idahwema, ikenewe mu gufasha abantu bafite ibibazo byubuzima, kandi ntigenewe gukoreshwa usibye kubuvuzi.
Kugirango intebe y’ibimuga itwikirwe, igomba kandi guhuza nubuzima bwihariye bwumukoresha cyangwa imbogamizi zumubiri.Ibi bisaba inyandiko yanditse hamwe no kugenzura neza imiterere yumukoresha mbere yo kugura.
2. Kwemererwa kwivuza ntabwo byoroshye.
Niba urimo kwibaza niba Medicare izishyura intebe y’ibimuga, menya ko ibisabwa byujuje ibisabwa.Ubwa mbere, umurwayi agomba kuba afite uburwayi busaba ubufasha bwimuka.Kubantu bafite aho bagarukira byoroheje cyangwa ubundi buryo bujuje ibyifuzo byabo, intebe yimuga ntishobora kuba nkenerwa.
Icya kabiri, abagenerwabikorwa bagomba kwiyandikisha muri Medicare Igice B, gikubiyemo ibikoresho byubuvuzi biramba.Ibi bivuze ko niba wiyandikishije muri Medicare Igice A, ntibazishyura intebe y’ibimuga yawe.
Icya gatatu, hari ibindi bintu byinshi bishobora kugira ingaruka kuri raporo.Kurugero, abafite ibikoresho bya prostate cyangwa bagabanije kugenda barashobora kwishura ibindi biciro, bigatuma kugura intebe yimuga yamashanyarazi bidashoboka.
3. Ubwishingizi bwa Medicare burenze kugura igare ryibimuga.
Coverage ntabwo igarukira kumafaranga yishyuwe mbere.Medicare ifite kandi umurongo ngenderwaho wo kubungabunga no gusana intebe z’ibimuga igihe bibaye ngombwa.Kurugero, niba hari ikintu gifite inenge cyangwa cyangiritse kubwimpanuka, urashobora kwemererwa kugisanwa mugihe cya Medicare.
Na none, ukurikije uko ibintu bimeze, aya mafaranga arashobora kwishyurwa mugihe ukeneye ibice bisimburwa cyangwa bateri.Sisitemu ya Medicare itanga kandi abatekinisiye bashinzwe kubungabunga kugirango intebe zikore neza.
Muri make, Medicare izishyura ikiguzi cyintebe y’ibimuga mu bihe bimwe.Kubwibyo, ugomba kumva ibyo ukoresha akeneye mubuvuzi, ibipimo byujuje ibyangombwa bya Medicare, nigiciro cya sisitemu ya Medicare izishyura, harimo kubungabunga no gusimbuza buri gihe.
Birakwiye ko tumenya ko nubwo Medicare itishyuye intebe y’ibimuga, ushobora kugira ubundi buryo bwo gufasha kugabanya umutwaro wamafaranga.Kurugero, amashyirahamwe n’abagiraneza arashobora gutanga inkunga cyangwa inkunga y'amafaranga.
Ubwanyuma, gushyira imbere imibereho myiza yukoresha ni ngombwa, haba mu gushora imari mu igare ry’ibimuga rikwiriye cyangwa gushyira mu bikorwa izindi ngamba zorohereza kugenda no gukora.Kumenya ibi byangombwa byibanze bizagufasha kubona intebe yimodoka ikwiye kandi iramba kubyo ukeneye bidasanzwe.
Igihe cyo kohereza: Apr-21-2023